Financial Planning For High-Income Earners
Financial planning often gets portrayed as a uniform process—spend less, save more, invest wisely. However, when you rank among high-income earners, the challenges and responsibilities you face are significantly elevated. You have more disposable income to work with, but you also need to contend with added challenges like advanced tax considerations, potential estate planning hurdles, […]
Welcome to the Ethosphere
Hello and welcome to the Ethosphere! My name is Thomas Windom, owner of Ethos Financial Planning. Thanks for stopping by. My goal with the Ethosphere is to provide you, my readers, with educational content that you can immediately apply to better your financial life. We will explore various topics related to personal finances including, retirement […]
Year-End Tax Planning: Maximize Your Finances Before the Clock Strikes Midnight
As the year comes to an end, it’s an excellent time to review and optimize your financial plan. Here are some year-end tax planning strategies to ensure you’re financially set for the new year: Manage Capital Gains and Losses Tax loss Harvest: Offset capital gains by selling underperforming assets to realize a loss. This can […]
My favorite books on personal finance
Deciphering good and bad financial advice can be difficult. Here are three of my favorite books on personal finances. Reading List The Psyschology of Money by Morgan Housel Synopsis: The Psychology of Money explores the complex relationship people have with money and how psychological factors often override rational financial decision-making. Morgan Housel emphasizes that success […]
